Declaration of agreement

By accessing the flovtec websites and the services, products, information, opinions, documents, functions etc. contained or described therein (hereafter referred to as "information"), you declare that you have understood and accepted the terms and conditions of use. Please also read any additional legal notices which apply to the services and products you are using.

Reservation of the right to amendment

The terms of use, legal notices and any information on the flovtec websites may be amended at any time without prior notice. You should therefore check these terms of use regularly. If you have not understood a provision of the terms of use, or do not agree to this, please leave the flovtec website.

Access and restrictions

The flovtec website is not intended for natural persons and legal entities subject to legislation which prohibits access to the flovtec website or flovtec products (due to the user’s nationality or domicile/registered offices, for example, or for other reasons). Persons subject to such restrictions are not permitted to access the flovtec website.

The flovtec products may only be marketed in certain countries and/or to institutional and professional investors. Further details on restrictions can be found in product documents such as the fund agreements, fact sheets, or prospectuses published on the website or distributed separately. Persons to whom all or some of the products of flovtec may not be marketed may not access websites containing information regarding the relevant products.

No advice and no offer

The information published on the flovtec websites is intended exclusively for informational and advertising purposes. It constitutes neither an advice - whether on legal, tax, financial or other aspects - nor a recommendation or offer concerning the purchase or sale of products or the conduct of other transactions or the conclusion of any legal transaction. The fact that you access the flovtec website does not make you a customer.

No orders

flovtec expressly state that they are not obligated to take on, execute or accept orders, withdrawals of orders, authorisations for business transactions or other binding declarations transmitted via the flovtec website. Any special agreements or specific contact options (such as request forms for newsletters) remain reserved.

Risk and performance notice

Capital investments are associated with risks, which include the potential loss of the capital invested. The prices, values and profits of capital investments can fall and rise. Investments in foreign currencies are also subject to exchange rate fluctuations. Details regarding the risks are described in the respective, current product documents which must be read carefully before investing in flovtec products.

Past performance is not an indicator of future value development and does not offer any guarantee for future success. The performance data have been calculated based on the reinvestment of any distribution of dividends and, in case of doubt, without taking into account the commissions and expenses charged at the time of the issue and redemption of units, which have a negative effect on performance. The calculation is performed in the product's currency and may rise or fall as a result of exchange rate fluctuations.

Exclusion of warranty and liability

flovtec takes due professional care in preparing the information published on the flovtec website. However, flovtec assumes no warranty for the currency, correctness, accuracy or completeness of the information published on the flovtec website. flovtec reserve the right to update, amend or delete without notice, at any time, information published on the flovtec website. The opinions and assessments expressed on the flovtec website reflect the opinion of flovtec at the time of publication and do not constitute a general or specific legal, tax or other recommendation.

The information on the flovtec website is provided "as seen" and "as available flovtec excludes any warranty for access to the flovtec website or individual functions functioning without faults and interruptions, for errors being rectified or for viruses or other harmful components being transmitted during use of the flovtec website.

However, flovtec assumes no warranty for the currency, correctness, accuracy or completeness of the information published on the flovtec website. Insofar as legally permissible, flovtec excludes any liability for direct and/or indirect damages or lost profits arising from use of or access to information on the flovtec website and/or from links to third-party websites or from the impossibility of using or accessing these. This exclusion of liability shall also apply to all damages that can be ascribed to third-party tampering with the flovtec website. flovtec also rejects any liability for third-party manipulation of their IT system.

Subject to any special agreements between you and flovtec concerning electronic services.

Reservation of all intellectual property rights

"flovtec", and "flov" as well as the relevant logos are trademarks or protected intellectual property rights of flov technolgies AG

All information published on the flovtec website is protected intellectual property and is owned by flovtec. The information may only be freely used for personal use. No part of the flovtec website or information contained therein is intended to grant a licence or a right to use a registered trademark, a logo, an image or other content comprising protected intellectual property. Without the written permission of a company of flovtec, it is prohibited systematically to access contents of the flovtec website in order, directly or indirectly, to compile a collection, a database or a directory.

flovtec reserves all the intellectual property rights (in particular copyright and trademark rights) with respect to all information and documents on the flovtec website and will apply all remedies to fully enforce these rights.

Links to other websites

The flovtec websites may contain third-party content and links to third-party websites. Links to third-party websites provided by the flovtec website are provided for the purposes of information and convenience. flovtec has absolutely no influence over these third-party websites. For this reason, flovtec assumes no responsibility for the correctness, quality, completeness and legality of such websites' content or for any offers, products and services which they may contain. The responsibility for this lies with the operator of the websites accessed via the links. flovtec cannot be held liable for this. Accessing these websites via such links is at the user’s own risk.